 | Credit Cards for Excellent credit
Excellent credit is usually 720 or above, and indicates that you always pay your credit card and/or loan
payments on time and your debt-to-income ratio is negligible. |
| The Platinum Card(R) from American Express | 
 | - 25,000 Membership Rewards(R) points bonus, redeemable for one domestic round-trip Coach-Class airline ticket, when you spend $1,000 during your first three months of Card membership
- New GLOBAL Travel benefits: Priority Pass select airport club access, No Foreign Transaction Fees, Global Entry expedited U.S. immigration pass
- Up to $200 in Airline Fee Credits annually to cover incidental charges on your airline of choice, including checked-baggage fees
- Complimentary Companion Airfare with purchase of qualifying First- or Business-Class international ticket
- 24/7 Platinum Card(R) Concierge service for assistance with reservations, travel, gifts, and more
- FINE HOTELS & RESORTS Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide
| | Intro APR | Intro APR Period | Regular APR | Annual Fee | Credit Needed | | N/A | N/A | N/A | $450 annual fee | Excellent |
|
| Escape by Discover® Card | 
| - Earn up to $250 in travel rewards--1,000 Bonus miles every month you make a purchase for the first 25 months
- Double Miles on every $1 you spend
- 0% intro APR on purchases and balance transfers for 6 months, then the variable purchase APR of 10.99% - 16.99%
- No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
- Flexible redemption options like travel credits, merchandise, gift cards or cash
- Travel Insurance benefits, including primary car rental, lost or damaged luggage, travel delay, and trip cancellation when you book with your Escape by Discover card
- Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
| | Intro APR | Intro APR Period | Regular APR | Annual Fee | Credit Needed | | 0%* | 6 months* | 10.99%-16.99% (Variable)* | $60* | Excellent |
|
| IBERIABANK Visa ® Select Card | 
| - Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. (If there is an interest charge, the charge will be no less then $1.00). This rate will not change during the introductory period.
- Low Introductory APR on Balance Transfers of 1.99% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% (Prime + 4.25%, Prime + 6.25%, and Prime + 8.25%) based on your creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less then $1.00).
- Online access to credit card account information
- Low Annual Fee of $35.00.
| | Intro APR | Intro APR Period | Regular APR | Annual Fee | Credit Needed | | 0% or 7.50% | 12 Months | 7.50%, 9.50% or 11.50%* | $35 | Excellent |
|
| PenFed Promise VISA Card | 
| - Absolutely no fees!
- 7.49% introductory purchase APR for first 36 months! After that, the APR will vary with the Prime Rate, and is currently 9.99% APR.
- No-fee cash advances carry a 17.99% APR
- No Foreign Transaction Fees!
- Some restrictions apply.
- You must be a Pentagon Federal Credit Union member to apply. Not a member? It’s easy to join. Click here to learn more.
| | Intro APR | Intro APR Period | Regular APR | Annual Fee | Credit Needed | | 7.49% | 36 months | 9.99% | None | Excellent |
|
| PenFed Premium Travel Rewards American Express® Card | 
| - No annual fee
- 5x points on airfare purchases and 1x points on all other purchases
- 20,000 bonus points upon spending $650 in the first 3 months
- Complimentary concierge service
- Exceptional travel offers and discounts
- VIP airport lounge access with $15,000 in annual spend
- You must be a Pentagon Federal Credit Union member to apply. Not a member? It’s easy to join. Click here to learn more.
| | Intro APR | Intro APR Period | Regular APR | Annual Fee | Credit Needed | | N/A | N/A | 13.24% | $50 | Excellent |
|
| Visa Platinum Cashback Rewards Card | 
| - 13.99% APR -- lower than most rewards cards!
- Earn 5.00% cash back from gas purchases paid at the pump*
- Earn 1.00% cash back from all purchases** you make with the card during each billing cycle
- Up to $50,000 limit
- No Annual Fee
- Cash Rewards credited each month
- No special restrictions to earn your cash rewards
- Limited Time Only – Low Balance Transfer Rates†
- You must be a Pentagon Federal Credit Union member to apply. Not a member? It’s easy to join. Click here to learn more.
| | Intro APR | Intro APR Period | Regular APR | Annual Fee | Credit Needed | | N/A | N/A | 13.99% | None | Excellent |
|
Page 1 | Page 2 | Page 3*See the online credit card applications for details about terms and conditions of offer. We update the information daily
but it may have changed slightly since the last update, refer to the online forms to make sure you are aware of all terms.
