 | Low Interest Credit Cards
The following cards feature either low introductory APR rates or low APR fixed rates. Find the best card and apply online. |
| Discover® More Card | 
 | - 0% intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 11.99% - 20.99%
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S. based Account Manager within 60 seconds
- $0 Fraud Liability plus automatic mobile and email fraud alerts
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
| | Intro APR | Intro APR Period | Regular APR | Annual Fee | Credit Needed | | 0%* | 15 Months* | 11.99% - 20.99% (Variable)* | None | Excellent |
|
| Miles by Discover® Card | 
| - Earn up to $120 in travel rewards--1,000 Bonus miles every month you make a purchase for the first year
- 1 mile on every $1 you spend
- 0% intro APR on purchases and balance transfers for 6 months, then the variable purchase APR of 10.99% - 16.99%
- No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
- Flexible redemption options like travel credits, merchandise, gift cards or cash
- Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card
- Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
| | Intro APR | Intro APR Period | Regular APR | Annual Fee | Credit Needed | | 0%* | 6 Months* | 10.99%-16.99% (Variable)* | None | Good |
|
| Discover® Motiva Card | 
| - Earn Cashback Bonus for your good credit management
- 3.99% intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 11.99% - 20.99%
- Up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
- Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S. based Account Manager within 60 seconds
- $0 Fraud Liability plus automatic mobile and email fraud alerts
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
| | Intro APR | Intro APR Period | Regular APR | Annual Fee | Credit Needed | | 3.99%* | 15 Months* | 11.99% - 20.99% (Variable)* | None | Good |
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| IBERIABANK Visa® Platinum Card | 
| - No annual membership fee
- Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
- Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- Earn 1 bonus point for every $1 in qualifying net retail purchases
- Turn your points into hotel, gift, or experience rewards
- Travel accident coverage up to $1,000,000
- Online access to credit card account information
| | Intro APR | Intro APR Period | Regular APR | Annual Fee | Credit Needed | | N/A | N/A | 9.25%, 12.25%, or 15.25% | None | Excellent |
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| Simmons First Visa® Platinum | 
| - Excellent Credit Required - Applicants that do not have excellent credit will not be approved
- Low 7.25% variable standard purchase APR and platinum benefits
- No balance transfer fee for balances transferred in response to this online offer
- No Annual Fee
| | Intro APR | Intro APR Period | Regular APR | Annual Fee | Credit Needed | | N/A | N/A | 7.25% | None | Excellent |
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| Escape by Discover® Card | 
| - Earn up to $250 in travel rewards--1,000 Bonus miles every month you make a purchase for the first 25 months
- Double Miles on every $1 you spend
- 0% intro APR on purchases and balance transfers for 6 months, then the variable purchase APR of 10.99% - 16.99%
- No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
- Flexible redemption options like travel credits, merchandise, gift cards or cash
- Travel Insurance benefits, including primary car rental, lost or damaged luggage, travel delay, and trip cancellation when you book with your Escape by Discover card
- Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
| | Intro APR | Intro APR Period | Regular APR | Annual Fee | Credit Needed | | 0%* | 6 months* | 10.99%-16.99% (Variable)* | $60* | Excellent |
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Page 1 | Page 2*See the online credit card applications for details about terms and conditions of offer. We update the information daily
but it may have changed slightly since the last update, refer to the online forms to make sure you are aware of all terms.
