 | Low Interest Credit Cards
The following cards feature either low introductory APR rates or low APR fixed rates. Find the best card and apply online. |
| Discover® Open Road Card | 
 | - Free $150 Restaurant.com Gift Certificate with first purchase
- 0% intro APR on purchases and balance transfers for 12 months, then the variable purchase APR of 11.99% - 20.99%
- 2% automatically at any gas station and any restaurant all year long
- Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
- Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S. based Account Manager within 60 seconds
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
| | Intro APR | Intro APR Period | Regular APR | Annual Fee | Credit Needed | | 0%* | 12 Months* | 11.99% - 20.99% (Variable)* | None | Good |
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| IBERIABANK Visa® Classic Card | 
| - No annual membership fee
- Low variable rate of 7.25%, 10.25%, or 13.25% (Prime + 4.00%, Prime + 7.00%, or Prime + 10.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
- Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- Online access to credit card account information
| | Intro APR | Intro APR Period | Regular APR | Annual Fee | Credit Needed | | N/A | N/A | 7.25%, 10.25%, or 13.25% | None | Excellent |
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| IBERIABANK Visa® Gold Card | 
| - No annual membership fee
- Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
- Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- Earn 1% in cash back credit on all qualifying purchases
- No limit on cash back; no expiration date on eligibility for accounts in good standing
- Travel accident coverage up to $500,000
- Online access to credit card account information
| | Intro APR | Intro APR Period | Regular APR | Annual Fee | Credit Needed | | N/A | N/A | 9.25%, 12.25%, or 15.25% | None | Excellent |
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| Simmons First Visa® Platinum Rewards | 
| - Excellent Credit Required - Applicants that do not have excellent credit will not be approved
- Low 9.25% variable standard purchase APR and platinum benefits
- No balance transfer fee for balances transferred in response to this online offer
- Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
- Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
- Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
- No Annual Fee
| | Intro APR | Intro APR Period | Regular APR | Annual Fee | Credit Needed | | N/A | N/A | 9.25% | None | Excellent |
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Page 1 | Page 2*See the online credit card applications for details about terms and conditions of offer. We update the information daily
but it may have changed slightly since the last update, refer to the online forms to make sure you are aware of all terms.
