PenFed Credit Cards
The following cards are from Pentagon Federal Credit Union, compare and apply online.

PenFed Promise VISA Card

  • Absolutely no fees!
  • 7.49% introductory purchase APR for first 36 months! After that, the APR will vary with the Prime Rate, and is currently 9.99% APR.
  • No-fee cash advances carry a 17.99% APR
  • No Foreign Transaction Fees!
  • Some restrictions apply.
  • You must be a Pentagon Federal Credit Union member to apply. Not a member? It’s easy to join. Click here to learn more.

Intro APRIntro APR PeriodRegular APRAnnual FeeCredit Needed
7.49%36 months9.99%NoneExcellent

PenFed Premium Travel Rewards American Express® Card

  • No annual fee
  • 5x points on airfare purchases and 1x points on all other purchases
  • 20,000 bonus points upon spending $650 in the first 3 months
  • Complimentary concierge service
  • Exceptional travel offers and discounts
  • VIP airport lounge access with $15,000 in annual spend
  • You must be a Pentagon Federal Credit Union member to apply. Not a member? It’s easy to join. Click here to learn more.

Intro APRIntro APR PeriodRegular APRAnnual FeeCredit Needed
N/AN/A13.24%$50Excellent

Visa Platinum Cashback Rewards Card

  • 13.99% APR -- lower than most rewards cards!
  • Earn 5.00% cash back from gas purchases paid at the pump*
  • Earn 1.00% cash back from all purchases** you make with the card during each billing cycle
  • Up to $50,000 limit
  • No Annual Fee
  • Cash Rewards credited each month
  • No special restrictions to earn your cash rewards
  • Limited Time Only – Low Balance Transfer Rates†
  • You must be a Pentagon Federal Credit Union member to apply. Not a member? It’s easy to join. Click here to learn more.

Intro APRIntro APR PeriodRegular APRAnnual FeeCredit Needed
N/AN/A13.99%NoneExcellent



*See the online credit card applications for details about terms and conditions of offer. We update the information daily
but it may have changed slightly since the last update, refer to the online forms to make sure you are aware of all terms.